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Mortgages for Bankrupts

0845 466 0278

ADS mortgage & financial planning have many years experience in finding the right mortgage for people with debt problems, adverse credit and people with county court judgments.

If you are a discharged bankrupt or are currently in an Individual Voluntary Arrangement (IVA) we can help you get a remortgage to help you move on.

If you are currently subject to a Bankruptcy Order We believe we have a unique product to enable you to release equity in your property so you can have your bankruptcy legally annulled, and move on with a new mortgage in just six months, with a six month clean file.

If you are currently in an IVA and have sufficient equity in your property you can release this and use the funds to repay your creditors, either by making a full and final settlement or an offer to them through the supervisor of your IVA.

 
  • Mark S from Canterbury writes


    "Wally, your advice has been invaluable. I hadn't realised how much extra money everything was costing me due to the bank overdraft and my outstanding credit card bills. Now that I've cleared both, it's very much easier to stay within my budget. A simple bit of free information you provided to me has changed my life."

  • Mr & Mrs A from Tewkesbury wrote:


    "We would like to thank you both very much for the handling of our financial situation and for making our lives so much easier. We were extremely impressed with your professionalism and knowledge of the system, and the way in which you both gave us advice and guidance throughout the negotiations – always there to answer our questions and put our minds at ease.

    We are thankful that a satisfactory agreement was reached and that we can look forward to the future with new enthusiasm. This could not have been done so swiftly and hassle-free without you both. Thank you.”

  • Mrs J from Sheffield writes:


    Hi Wally, Just wanted to say many, many thanks for helping me get my IVA. This really is a fresh start for me now in every way. I feel very, very lucky and grateful that I picked up the phone all those months ago and spoke to you that day. You were always very positive which helped me a lot and you never judged me. You really do help change people’s lives for the better.”

  • Mr H from Solihull writes

    "What would I do without you? Well done and thanks again."

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News

Friday November 04 2011
  Personal insolvencies fell slightly in the third quarter of 2011, according to the Insolvency Service,...
Thursday June 02 2011
The Financial Services Authority (FSA) has announced a raft of measures to stamp out shoddy...
Thursday June 02 2011
  Online stores are charging shoppers almost twice the rate of major credit cards when they...
  • ask our expert

    County Court Judgements

    If you fail to pay a creditor and don’t reply to their reminders there are several things that they can do.

    Read more...
  • ask our expert

    Bailiff harassment

    Harassment of people in debt by creditors or their agents is a criminal offence under the Administration of Justice Act 1970.

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  • ask our expert 

    Credit Cards

    For a great many of us the money runs out before the month does and then the temptation to use our credit cards to pay the bills kicks in.

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Did You Know

  • According to a recent statement from the Citizens Advice Bureau, it could take 77 years on average for people asking for help with debt to get back into the black.


    Britain's personal debt is increasing by £1 million every four minutes.