| Consolidation loans Is this bankruptcy Black listing
me Credit rating House at risk take my house What do
I do next? When do I stop paying creditors? Mortgage/Re-mortgage
How long will it take? What if I die? Hire Purchase
Can I keep my car? How does this work? Never heard of
this before? Where will I find out about the legislation?
Can I do this myself? Fees? Confidential Does my employer
need to know? What happens if I work in a bank? Does
my partner need to know? When do I stop paying creditors?
Can I still keep my credit cards? What if I want include
only some of my debts? Do I need to change bank account?
What happens if I can't meet payments in TD/IVA? Free
assessment What happens if I don't go ahead? Can I take
time to decide?
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| Our debt expert, Wally Stone has over 20 years experience
in dealing with personal debt. |
| County
Court Judgments |
If you fail to pay a creditor and
don’t reply to their reminders there are several
things that they can do.
If it is a secured debt for example, a hire purchase
agreement they can repossess the goods without going
to court if you have paid less than one third of the
total sum. You will still have to pay the majority of
the balance.[More..] |
| Bailiff
harassment |
Harassment of people in debt by creditors
or their agents is a criminal offence under the Administration
of Justice Act 1970.
It is often difficult to know what to do when you feel
a creditor is not dealing with your account fairly. In
order for you to identify what activities by your creditors
may involve harassment and what can be done about the
problem, this article outlines: [More..]
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| Credit
Cards |
| For a great many of us the money runs
out before the month does and then the temptation to use
our credit cards to pay the bills kicks in. This is the
beginning of the debt spiral and just what the credit
card companies are counting on:. [More..]
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According to a recent statement from the Citizens Advice
Bureau, it could take 77 years on average for people asking
for help with debt to get back into the black.
Britain's personal debt is increasing by £1 million
every four minutes. |
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