Debt Management Plans

Personal Debts

Debt Advice

Golden Rules

Types of creditors

Quick Solutions

Specific Solutions

Trust Deed (Scotland)

Financing Debt

Adverse Credit Mortgages

Mortgages for Bankrupts

Resources

Scheduling Debt

Schedule of creditors

Debt assessment

Click your way through a few questions to get suggestions on your ideal debt solutions.

Resolve is trusted by the MoD and SSAFA Forces Help. Visit the military debt advice site for more information.

Mortgages for Bankrupts

0845 466 0278

ADS mortgage & financial planning have many years experience in finding the right mortgage for people with debt problems, adverse credit and people with county court judgments.

If you are a discharged bankrupt or are currently in an Individual Voluntary Arrangement (IVA) we can help you get a remortgage to help you move on.

If you are currently subject to a Bankruptcy Order We believe we have a unique product to enable you to release equity in your property so you can have your bankruptcy legally annulled, and move on with a new mortgage in just six months, with a six month clean file.

If you are currently in an IVA and have sufficient equity in your property you can release this and use the funds to repay your creditors, either by making a full and final settlement or an offer to them through the supervisor of your IVA.

		Do you qualify for a home insulation grant or a gas central heating grant? If you are on qualifying benefits, tax credits or allowances, you may well be eligible for 100% funding. Click HERE.
Tell us your debt problem	Adverse Credit Mortgage specialist

Our debt expert, Wally Stone has over 20 years experience in dealing with personal debt.

County Court Judgments

If you fail to pay a creditor and don’t reply to their reminders there are several things that they can do.

If it is a secured debt for example, a hire purchase agreement they can repossess the goods without going to court if you have paid less than one third of the total sum. You will still have to pay the majority of the balance.[More..]

Bailiff harassment

Harassment of people in debt by creditors or their agents is a criminal offence under the Administration of Justice Act 1970.

It is often difficult to know what to do when you feel a creditor is not dealing with your account fairly. In order for you to identify what activities by your creditors may involve harassment and what can be done about the problem, this article outlines: [More..]

Credit Cards

For a great many of us the money runs out before the month does and then the temptation to use our credit cards to pay the bills kicks in. This is the beginning of the debt spiral and just what the credit card companies are counting on:. [More..]

Did you know...

According to a recent statement from the Citizens Advice Bureau, it could take 77 years on average for people asking for help with debt to get back into the black.

Britain's personal debt is increasing by £1 million every four minutes.