| 1.
Get paid for your opinions |
TestandVote is an interactive, modern
site where your opinion is sought
and paid for. By testing products,
voting and answering online surveys you
will get consumers' voices heard by the
manufacturers and designers of the products
you use. Click
here to sign up.
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| 2.
Home Insulation |
It may surprise you to know that you
can cut your heating bills by up
to 75% if your home is adequately
insulated. Better than this, there are also
grants of up to 100% available
to cover the cost of the work. if you're
on benefits, 100% of the cost can be claimed,
even if you're not you are guaranteed a
50% grant to cover the cost.
Click here to apply for yours today.
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| 3.
Credit Cards |
It's staggering the amount of money
some people waste on credit card interest
rates. If you have one or more credit cards,
transfer the whole balance to a 0% apr card
so you just pay off the debt, not the interest
on the debt. After the 0% period runs out
(usually 6 - 12 months), simply switch to
another one. Uswitch offers a comparison
facility to enable you to see at a glance
all the lenders offering this facility,
and sign up on-line if you wish. To
apply, click here.
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| 4.
Debts under £15,000? |
If you have debts of under £15,000,
up to 60% of the debt can be legally
written off by Wellbeing services.
Debt management
is a process by which a debt management
specialist negotiates with your creditors
on your behalf to obtain the lowest monthly
obligation needed to satisfy all of your
current accounts.
As a well-established and professional financial
management company, Wellbeing Services will
approach your creditors for you and negotiate
with them to find a comfortable payment
for you. To
see if you qualify for this service, click
here
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| 5.
Energy Supply |
There's been much talk about energy
companies hiking the prices for Electricity
and Gas supplies, and it's not easy to get
comparative quotes either.
Energyhelpline help customers save money
on their gas & electricity costs through
a price comparison service. The service
is only available for UK residents. Once
you have found the right service you can
sign up online by filling in a few simple
details and they do the rest. The service
is free of charge, impartial and independent
and is certified by Energywatch the regulatory
body. Click
Here to see how much you can save.
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| 6.
Telephone Bills |
Another opportunity to make surprising
savings is your telephone bill. There are
now hundreds of telecom suppliers, this
simple calculator takes into consideration
all of the factors that affect your current
supply and suggest cheaper alternatives.
Click
here to view the calculator.
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| 7.
childcare voucher scheme |
The childcare voucher scheme can save
you up to £2,392 a year.
The scheme allows you to exchange up to
£55 of your pre-tax salary a week
for the same amount of vouchers, and pay
your child minder or nursery with these
vouchers. They then exchange these for cash.
The costs of the vouchers is taken from
your gross (pre-tax) income which means
there’s no tax or National Insurance
to pay. To qualify you must be the parent
of the child or have parental responsibility
for a child who lives with you. For
more information, click here.
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| 8.
Check your benefit entitlements |
The social security system is very complex
and can be impossible to easily understand
who’s eligible for which payments.
Entitled to enables viewers to find out
exactly what their entitlements are. Click
here to view the calculator
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| 9.
Trade in old Mobile Phones |
| Have you got old mobile phones lying
around at home or in a desk at work? Each
year, over 100 million mobile phones are
thrown away in Europe. In most cases they
are discarded, sent back to dealers, or
left lying around in drawers and cupboards
gathering dust.
Your old mobile phone could be worth
over £100 with envirofone.
Visit
them now to see what your old mobile's worth.
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| 10.
Release equity from a pension |
| Your pension fund is probably one of
your biggest financial assets and in the
past there has been little flexibility in
the way you can take benefits from it. Pension
release is likely to be suitable for a limited
range of customers and circumstances.
Recent legislation and innovation in the
pensions marketplace means that you can
access this asset in a flexible and controlled
manner to suit your needs. To
see if this could benefit you, click here
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